Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Interest Subsidy to Micro, Small and Medium Enterprise (Manufacturing Sector)
Industries and Mines Department, Government of Gujarat · Central government
Gujarat offers an interest subsidy on term loans to manufacturing MSMEs for growth, expansion or diversification.
Open for applications. Applications close on 4 October 2027 — 381 days left.
Key facts
- Subsidy amount
- ₹1,25,00,000 – ₹2,45,00,000
- Instrument
- Subsidy
- Deadline
- 4 October 2027
- Disbursement
- Paid in tranches
About this scheme
The Industries and Mines Department of Gujarat operates the Aatmanirbhar Gujarat Scheme for MSMEs, an umbrella initiative covering the state's micro, small and medium enterprises. The scheme runs from 5 October 2022 to 4 October 2027 and seeks to encourage investment, support economic growth, and advance the goal of a self-reliant Gujarat and India. MSMEs form a significant part of Gujarat's economy in terms of jobs, GDP and exports.
One component of the scheme is Assistance for Interest Subsidy to Micro, Small and Medium Enterprise (Manufacturing Sector). Under this component, term loans receive an interest subsidy. Micro-enterprises in the manufacturing sector are the main recipients, though small and medium enterprises are also eligible.
The subsidy allows these enterprises to set up new projects, expand current operations, or diversify their activities. It is intended to improve their financial position and to encourage industrial development across the state.
Who can apply
- Eligible business forms
- Private limited company, Limited liability partnership, One person company, Partnership firm, Sole proprietorship
- Udyam registration
- Not specified
- MSME registration
- Required
- DPIIT startup recognition
- Not required
- GST registration
- Not specified
- Where the business may be based
- Gujarat
- The entity must qualify as a Micro, Small, or Medium enterprise. - Acknowledgment or registration is required from the Ministry of MSME or the Department for Promotion of Industry and Internal Trade (DPIIT), whichever applies. - Both new enterprises and existing ones pursuing expansion or diversification qualify. - Commercial production or service rendering must begin within the scheme's operative period. - The online application must be filed within one year from the latest of these three points: first loan disbursement, commencement of commercial production or services, or GR issue date. - Filing must occur no later than the scheme's final operative date, October 4, 2027. - Installments and interest must be paid to the bank or financial institution on a regular basis.
How to apply
- **Step 1: Register as a new investor** - Open the Investor Facilitation Portal (IFP) at https://ifp.gujarat.gov.in/DIGIGOV/. - Select "New Investor Registration" to open the registration form. - **Step 2: Complete the registration form** - Fill in every mandatory field on the form. - Select "Submit" to move ahead. - **Step 3: Confirm your email ID** - Look for a verification link in the email address you registered. - Select the link to confirm your email. - **Step 4: Registration confirmed** - Once your email is verified, your account stands registered. - **Step 5: Sign in to the portal** - Return to the Investor Facilitation Portal (IFP) at https://ifp.gujarat.gov.in/DIGIGOV/. - Select "Login", then key in your registered email address and password. - Select the "Login" button to enter your account. - **Step 6: Finish the application** - Enter all the required business details and upload the mandatory documents as the portal prompts you, to complete your application.
Frequently asked questions
What is the Aatmanirbhar Gujarat Scheme's interest subsidy for MSMEs?
Gujarat offers manufacturing MSMEs an interest subsidy on their term loans, with rates and maximum amounts determined by the taluka category and the length of support.
What are the eligibility criteria for this interest subsidy?
Your firm must hold valid MSME or DPIIT registration as a Micro, Small or Medium enterprise — new or existing, provided an existing unit is expanding or diversifying — and must begin commercial production or services within the scheme's operative period while keeping up regular loan instalment and interest payments to its bank or financial institution.
What is the maximum financial benefit available?
The annual interest subsidy ceiling is ₹35 lakh for 7 years in Category 1 talukas (up to ₹2.45 crore in total), ₹30 lakh for 6 years in Category 2 (₹1.8 crore in total), and ₹25 lakh for 5 years in Category 3/Municipal Corporations (₹1.25 crore in total).
How do I apply for the interest subsidy?
Register on the Investor Facilitation Portal (IFP) by creating an account and verifying your email, then log in and submit the required business details and mandatory documents to complete your application online.
Is there a deadline to apply for this scheme?
Applications must be filed within one year of whichever of these falls last: the first loan disbursement, the start of commercial production or services, or the GR issue date. In every case, the application has to be in before the scheme closes on October 4, 2027.
Is MSME registration mandatory to apply for the subsidy?
Yes. To qualify for the scheme, the enterprise must hold an acknowledgment or registration from either the Ministry of MSME or the Department for Promotion of Industry and Internal Trade (DPIIT), whichever applies.
Sectors
- Manufacturing Industrial
- Msme
- Gujarat
- Manufacturing
- Interest Subsidy
- State Scheme
- Term Loan
Details last verified on 18 September 2026. Source: the issuer's published information.