Dairy Farming Scheme (HSFDC)

The Dairy Farming Scheme is operated by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) through tie-ups with banks. HSFDC is wholly owned by the government, with a 51% stake held by the State Government and 49% by the Government of India. Its objective is to promote self-employment and income-generating activities.

Loans and benefits under the scheme are available to individuals from Below Poverty Line (BPL) families in Haryana whose annual household income does not exceed ₹1,80,000. The scheme supports dairy farming as the primary activity, combining a substantial subsidy with bank finance to help eligible persons set up and run micro-enterprises in the dairy sector.

The initiative aims to provide financial support to marginalised communities, enabling them to build sustainable livelihoods. Funding is disbursed through direct benefit transfer and in coordination with financial institutions to simplify the application and disbursal process.

**Online Mode:** - Go to the Haryana Scheduled Castes Finance and Development Corporation's official website. - Choose the relevant option under 'Bank Tie-up Scheme' and press "Apply for Loan" to create an account. - Provide personal information—name, Aadhaar number, email, mobile number, and captcha—then complete registration. - Authenticate using the OTP sent to you; the application form becomes accessible after verification. - Fill in comprehensive details and attach all necessary documents, including identification, proof of address, income evidence, and the caste certificate. - Submit the form to obtain your user ID and password. - Sign in with your user ID/username, password, and captcha. - On the dashboard, select "Edit Profile" to enter surety information, upload supplementary documents, and modify other fields. - Press "Final Submit" and save a printed copy of the application for your records.

**Offline Mode:** - Applications are accepted and completed during credit camps, Open Darbars, and other events arranged under the oversight of Deputy Commissioners/Additional Deputy Commissioners across Haryana's districts. HSFDC field staff are available at these gatherings to help applicants.

The applicant’s eligibility is checked by the field staff of the Haryana Scheduled Castes Finance and Development Corporation (HSFDC). This initial screening confirms that the applicant meets all requirements, including residency, caste, BPL status, and family income limits. Once this verification is complete, the application is forwarded to the relevant bank for final loan sanction and disbursement. The bank then performs its own due diligence before approving the loan component.