Deen Dayal Upadhyaya Bunkar Yojana
Department of Textile and Handicraft, Government of Arunachal Pradesh · Central government
A Government of Arunachal Pradesh scheme offers women weavers a 7% interest subvention on bank credit facilities.
Open, rolling. Applications are accepted continuously — there is no deadline.
Key facts
- Subsidy amount
- Not specified
- Instrument
- Subsidy
- Deadline
- Rolling
- Disbursement
- Reimbursed after spend
About this scheme
The Deen Dayal Upadhyaya Bunkar Yojana (DDUBY) is a scheme introduced by the Government of Arunachal Pradesh to support women weavers throughout the state. It responds to the importance of traditional weaving in local economies and cultural heritage, focusing on the issue of affordable credit access. The scheme enables financial assistance through banks, which supports entrepreneurship, economic self-reliance, and stable livelihoods for women in this craft.
This initiative is directed at strengthening the micro-enterprise sector and sustaining the practice of traditional weaving in Arunachal Pradesh.
Who can apply
- Eligible business forms
- Sole proprietorship
- Udyam registration
- Not specified
- MSME registration
- Not required
- DPIIT startup recognition
- Not required
- GST registration
- Not specified
- Where the business may be based
- Arunachal Pradesh
- Exclusively for women weavers. - Applicants must be primarily engaged in weaving activities. - Must own or possess working loom(s). - Open to both individual women weavers and groups of women weavers. - Companies and partnership firms are not eligible. - No restriction on unit size or number of looms; all categories and scales of weavers are eligible.
How to apply
The application process for the Deen Dayal Upadhyaya Bunkar Yojana is carried out offline. Individual women weavers, or groups of women weavers, who wish to apply must visit the nearest commercial bank or regional rural bank that participates in the scheme. Applicants are generally required to provide documents that establish their involvement in weaving, confirm they possess operational looms, and verify their identity. The bank supplies the required application forms and assists applicants with the credit evaluation and loan release procedure, making certain that the 7% interest subvention is applied to qualifying loans.
How applications are assessed
Applications for the interest subvention are handled by the participating commercial and regional rural banks. These banks evaluate each applicant against criteria including primary occupation in weaving, loom ownership, and creditworthiness.
After a loan is approved and disbursed, the interest subvention is applied as per the scheme’s guidelines, enabling eligible women weavers to access affordable credit.
Frequently asked questions
What is the main objective of the Deen Dayal Upadhyaya Bunkar Yojana (DDUBY)?
The DDUBY provides women weavers in Arunachal Pradesh with access to affordable bank credit, supporting entrepreneurship and sustainable livelihoods in the traditional weaving sector.
What financial benefit does the scheme offer?
The scheme provides a 7% interest subvention on credit facilities such as short-term credit, cash credit limits, working capital limits, weavers' credit cards, and Swarojgar credit cards, thereby lowering the borrowing cost for eligible women weavers.
Who is eligible to apply for the DDUBY scheme?
The scheme is open only to individual women weavers or groups of women weavers who own and operate working looms. Companies and partnership firms cannot apply.
Is there any restriction on the size of the weaving unit or number of looms?
The scheme imposes no restriction on unit size or loom count, so weavers of every category and scale may apply.
How long is the interest subvention applicable for?
The scheme applies to loans disbursed in the current financial year, with interest subvention available for up to one year per loan.
Where can eligible women weavers apply for this scheme?
Applicants must apply offline through participating commercial banks and regional rural banks to access the credit facilities and interest subvention.
Are startups or formally registered companies eligible?
No, the scheme is meant only for individual women weavers and groups of women weavers; formally registered companies and partnership firms are not eligible.
Sectors
- Agri Food Rural
- Women Weavers
- Interest Subvention
- Arunachal Pradesh
- Livelihoods
- Microenterprise
Details last verified on 3 August 2026. Source: the issuer's published information.