Scheme for Assistance to Micro, Small and Medium Enterprises (MSME): Assistance for Reimbursement of CGTMSE Fees
Industries and Mines Department, Government of Gujarat · Central government
Gujarat scheme reimburses 100% of annual service fees for MSEs on CGTMSE collateral-free loans, up to 5 years.
Closed. Applications closed on 6 August 2025. The details below describe the most recent cycle.
Key facts
- Subsidy amount
- Up to ₹10,40,000
- Instrument
- Subsidy
- Deadline
- 6 August 2025
- Disbursement
- Reimbursed after spend
- Scheme duration
- 5 years
About this scheme
The Industries and Mines Department, Gujarat, administers an umbrella scheme titled 'Scheme for Assistance to Micro, Small and Medium Enterprises (MSME)'. It aims to support the state's MSME sector, which contributes to employment, GDP, and exports. The scheme is valid from August 7th, 2020, to August 6th, 2025, and seeks to improve the international competitiveness of businesses in Gujarat.
Under this umbrella, the 'Assistance for Reimbursement of CGTMSE Fees' component offers financial relief. It reimburses the annual service fees paid for collateral-free loans that are guaranteed by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). This reduces the operational expenses for MSMEs when they obtain credit, supporting their expansion and economic role.
Who can apply
- Eligible business forms
- Private limited company, Limited liability partnership, One person company, Partnership firm, Sole proprietorship
- Udyam registration
- Not specified
- MSME registration
- Required
- DPIIT startup recognition
- Not specified
- GST registration
- Not specified
- Where the business may be based
- Gujarat
- The firm must be a Micro, Small, or Medium Enterprise (MSME). - The firm must have availed a collateral-free term loan under CGTMSE. - The application must be submitted within one year of the first term loan disbursement, or by the commercial production start date, whichever is later.
How to apply
- **Registration:** Go to the [Investor Facilitation Portal (IFP)](https://ifp.gujarat.gov.in/DIGIGOV/), select 'New Investor Registration', complete the form, and submit it. Activate your account by verifying your email address through the link provided. - **Login & Application:** Once registration is complete, access the [IFP portal](https://ifp.gujarat.gov.in/DIGIGOV/) with your registered email and password. Provide all necessary business information and upload the required documents to finish your application.
Frequently asked questions
What kind of assistance does this scheme provide?
The scheme fully reimburses the annual service fee on collateral-free loans obtained through the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE).
Which enterprises are eligible for this reimbursement?
MSEs in Gujarat that have availed a collateral-free term loan under CGTMSE are eligible, provided they also satisfy the general MSME criteria.
For how long can I claim the reimbursement?
Reimbursement covers the annual service fees paid for a CGTMSE-backed loan, and is available for up to 5 years.
What is the maximum loan amount covered by the CGTMSE guarantee for which fees can be reimbursed?
The scheme covers the fees for collateral-free loans of up to ₹2 crore sanctioned by banks or financial institutions under the CGTMSE programme.
How do I apply for this reimbursement?
Applications must be submitted online through the Investor Facilitation Portal (IFP) of the Gujarat government. After registering as a new investor and verifying your email, log in to complete the application with the required business details and documents.
Is there a deadline for applying?
Applications must be submitted within one year from the date of the first disbursement of the term loan, or on or before the date of commencement of commercial production, whichever is later. The overall scheme remains open until August 6th, 2025.
Sectors
- Msme
- Gujarat
- Reimbursement
- Cgtmse
- Collateralfree Loan
- Financial Assistance
- Small Business
- Credit Guarantee
Details last verified on 3 August 2026. Source: the issuer's published information.