HP AYUSH Interest Subvention Scheme
Department of Industries, Government of Himachal Pradesh (Startup Himachal) · Central government
A 4% interest subvention on term loans, capped at ₹15 lakh yearly for 3 years, funds eligible AYUSH enterprises in Himachal Pradesh.
Open, rolling. Applications are accepted continuously — there is no deadline.
Key facts
- Subsidy amount
- Up to ₹45,00,000
- Instrument
- Subsidy
- Deadline
- Rolling
- Disbursement
- Reimbursed after spend
- Scheme duration
- 3 years
About this scheme
The AYUSH Interest Subvention Scheme of Himachal Pradesh forms part of the state's AYUSH Policy 2019. It exists to support the growth of AYUSH enterprises — Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy — operating within the state. Under the scheme, the interest component of an enterprise's term loan is subsidised, which lowers the cost of borrowing for entrepreneurs. Cheaper credit is expected to draw in fresh investment, help businesses expand, and improve how competitively they operate in the traditional medicine and wellness sector.
The scheme covers a broad set of players: small-scale manufacturers of AYUSH products, service providers, clinics and research units all fall within its ambit, so financial support is not restricted to one type of business. Support under the incentive structure runs over a long period, which lets enterprises plan their finances with greater certainty and concentrate on running and growing their operations.
Through this scheme, the Himachal Pradesh Government signals its intent to back indigenous industry and advance holistic health practices. For entrepreneurs seeking to enter or widen their presence in the AYUSH market, it offers the financial leverage needed to move ahead.
Who can apply
- Eligible business forms
- Private limited company, Limited liability partnership, One person company, Partnership firm, Sole proprietorship
- Udyam registration
- Not specified
- MSME registration
- Not specified
- DPIIT startup recognition
- Not specified
- GST registration
- Not specified
- Where the business may be based
- Himachal Pradesh
- AYUSH enterprises are the intended applicants. - The business must operate in Himachal Pradesh.
How to apply
The Himachal Pradesh Government's Department of Industries, or a comparable economic development body, usually administers the application process for the AYUSH Interest Subvention Scheme. No direct application URL has been supplied, but the process generally works as follows:
- Secure a term loan for your AYUSH enterprise from a recognised financial institution. - Assemble the required paperwork, which includes your business registration particulars, the loan sanction letter, and any AYUSH-related compliance certificates. - File your interest subvention application via the official state government portal, or with the designated department, in line with the AYUSH Policy 2019 guidelines. - Wait for the relevant government committee to review and approve your application. - Once approved, the interest subvention is released according to the policy's terms, usually either as a reimbursement or as a direct adjustment against the interest payable on your loan.
Frequently asked questions
What is the primary benefit of the AYUSH Interest Subvention Scheme?
Eligible AYUSH enterprises can receive a 4% interest subvention on term loans, which lowers both their interest burden and overall cost of capital.
What is the maximum financial support I can receive?
An eligible enterprise can claim interest subvention of up to ₹15 lakh each year, for three years, giving a maximum of ₹45 lakh in all.
Which types of businesses are eligible for this scheme?
Any legitimate AYUSH enterprise operating in Himachal Pradesh may apply, covering businesses in Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homoeopathy.
Is there an application deadline for this scheme?
Applications are generally accepted on a rolling basis for as long as the policy remains in force, since the scheme forms part of an ongoing policy. Where specific application windows or deadlines apply, these would be notified by the Himachal Pradesh Government.
How do I apply for the AYUSH Interest Subvention Scheme?
Applications are submitted to the concerned Himachal Pradesh Government department — such as the Department of Industries or the AYUSH Department — either through its official portal or at designated offices, and generally need to be accompanied by business registration proofs, loan sanction letters and a detailed project report.
What documents are required to apply?
Applicants generally need to submit a company incorporation certificate, Udyam Registration (MSME), project reports, term loan sanction letters from banks, and evidence of compliance with the AYUSH Policy 2019 guidelines, though the excerpt does not state this explicitly; the official government portal carries further details.
Sectors
- Health Pharma Biotech
- Ayush
- Himachal Pradesh
- Interest Subsidy
- Term Loan
Details last verified on 14 September 2026. Source: the issuer's published information.