Udyogini Scheme — Karnataka Women Entrepreneur Loan & Subsidy
Government of Karnataka · Central government
Karnataka scheme offers 30%–50% subsidy on loans up to ₹3 lakh for women micro-entrepreneurs.
Open, rolling. Applications are accepted continuously — there is no deadline.
Key facts
- Subsidy amount
- Up to ₹3,00,000
- Instrument
- Subsidy
- Deadline
- Rolling
About this scheme
Karnataka State Women's Development Corporation (KSWDC) offers subsidised loans to women entrepreneurs for micro-enterprises in manufacturing and services. Loans are available at a 6% interest rate, up to ₹3 lakh. A subsidy of 50% applies for SC/ST women, while general and special category applicants receive 30%, capped at ₹90,000. Disbursement occurs through commercial banks, cooperative banks, and regional rural banks (RRBs).
Eligible sectors include food processing, textiles, embroidery, bookbinding, printing, and service businesses.
Who can apply
- Eligible business forms
- Not specified
- Udyam registration
- Not specified
- MSME registration
- Not specified
- DPIIT startup recognition
- Not specified
- GST registration
- Not specified
- Where the business may be based
- Karnataka
- Women aged 18–55. - Permanent residents of Karnataka. - Family income below ₹1.5 lakh/year. - No income cap for widows or differently-abled women. - Applicant must not be in default on any prior loan.
How to apply
Details last verified on 3 August 2026. Source: the issuer's published information.